- Created on 21 August 2013
Millions of Americans won't have to pay full price for their Obamacare health insurance next year. But just how much they'll have to fork over depends on a couple different things.
Thanks to subsidies from the federal government, which will help pay for health insurance on state-based exchanges starting in 2014, many low- to moderate-income Americans will get a break on their premiums.
The Kaiser Family Foundation estimates that 48% of Americans who buy individual insurance today would be eligible for subsidies. They would receive an average of $5,548, which would cover 66% of the price.
"The subsidies are pretty large for the people who get them," said Gary Claxton, vice president at the foundation, noting that a larger share of new enrollees in the individual market will be eligible for subsidies since they are likely to be lower income Americans who cannot not afford coverage now.
Here's how you qualify:
- Created on 21 August 2013
What are the best vitamins for beautiful skin? You already know that a well-balanced diet is important for good health. Considering that your skin is your body’s largest organ, it makes sense that certain nutrients are essential for preventing and reversing many signs of skin aging, as well as maintaining supple and glowing skin.
Here are the top vitamins to put on your skin:
Vitamin B3 (niamcinamide)
What it does: Reduces dark circles under eyes
Where to find it: Eye creams.
How to use it: Apply at night.
- Created on 16 August 2013
Most women fear lifting because of the possibility of “bulking up.” But not only should you lift weights, but you should lift more—heavy lifting is in ladies!
Why on Earth is that, you ask? Here are five reasons why it may be worth your while to make this change. And no, lifting like a dude won’t make you look like one:
Another study from the University of Alabama in Birmingham showed that dieters who lifted heavy weights lost the same amount of weight as dieters who did just card, but all the weight lost by the weight lifters was primarily fat while the cardio queens lost a lot of muscle along with some fat. And more muscle, less fat translated to smaller clothing sizes than their less muscular counterparts.
Achy hips and sore knees don’t have to be a staple of your morning run. Strengthening the muscles surrounding and supporting your joints can help prevent injuries by helping you maintain good form, as well as strengthening joint integrity.
The key to this one is consistency, as research has shown that lifting heavy weights over time not only maintains bone mass but can even build new bone, especially in the high-risk group of post-menopausal women.
Love the lean, defined muscles on super-fit ladies? If women want more definition, they should lift heavier since they cannot get bigger muscles because of low testosterone levels. So, lifting heavier has the potential to make women more defined.
And the effect is magnified when you increase the weight, as explained in a study in the journal Medicine & Science in Sports & Exercise. Women who lifted more weight for fewer reps (85 percent of their max load for 8 reps) burned nearly twice as many calories during the two hours after their workout than when they did more reps with a lighter weight (45 percent of their max load for 15 reps).