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Thursday, July 2, 2009

Court mediation may help foreclosed homeowners

by Wendell Hutson
Clerk of the Circuit Court of Cook County Dorothy Brown said she is hopeful that a new foreclosure program for the county’s homeowners will be beneficial to them.

“Chancery Division Presiding Judge Dorothy Kinnaird issued an administrative order on April 1, providing that a case management call be set for the Mortgage Foreclosure section of all pending mortgage foreclosure cases filed prior to April 1, 2009,” said Brown. “I urge people who had cases in Cook County foreclosure court before April 1, 2009 to come to court for these special case management hearings.”

Brown, who recently announced her candidacy for Cook County Board president, added that homeowners do not need an attorney in order to come to the case management calls and that it is important for homeowners to show up for court dates.

“The majority of people in default did not file an appearance. If the borrower does not appear in court, a default judgment of foreclosure is entered,” she explained. “However, if you show up to court, usually the judge will work with you and encourage your lender to work with you also. In fact, people who show up for the case management calls in July and August will automatically be given a 30- to 45-day continuance.”

In 2008, there were over 48,000 foreclosure filings in Cook County, according to RealtyTrac Inc., an Irvine, Calif.-based real estate research firm that compiles national foreclosure data each year.

Wayne Brookins, 46, was among the thousands of Cook County homeowners who ended up in foreclosure last year.

“I was prepared to move because I thought there was nothing or no one short of God who could help me,” he told the Defender. “Now I am rethinking that move in light of this second chance opportunity.”

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Copyright 2009 Chicago Defender. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

 
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